Who does New York §2010 apply to?

New York §2010 applies to HOA associations in New York.

What happens if our association doesn't comply with §2010?

Non-compliance with this New York statute can expose the association and its officers to private civil suit, and (for offering-plan / sponsor matters under GBS) to enforcement action by the New York Attorney General's Real Estate Finance Bureau. SoShiny's audit trail and documented workflows are designed to demonstrate good-faith compliance.

Where can I read the official text of New York §2010?

The official text is published by the New York State Legislature at nysenate.gov. The summary on this page is for plain-English reference only and is not legal advice.

New York §2010

Enforcement of liens by a homeowners' association

Statute:: New York §2010 · Law RPA (Real Property Actions Law)
Topic:: Assessments & Finance · Lien foreclosure notice
Applies to:: HOA associations

Before commencing a foreclosure action to enforce a lien for unpaid common charges, assessments, fees, or fines owed to an incorporated HOA, the board must give the owner at least 90 days written notice in 14-point type at the property address and any address of record. The notice must state the intent to file foreclosure, the property address, and the specific amount due.

homeowners association; lien; foreclosure; 90 day notice; 14 point type; common charges; assessments; fees; fines

📄 Read the official text at nysenate.gov →

Full statutory text

§ 2010. Enforcement of liens by a homeowners' association. At least ninety days prior to the commencement of a foreclosure action to enforce a lien for unpaid common charges, assessments, fees or fines owed to an incorporated homeowners' association, which is permitted pursuant to the governing documents of such association, the board or other entity representing the association shall provide notice to the owner at the property address and any other address of record, in at least fourteen-point type, that the association intends to file an action for foreclosure to enforce the lien and shall state the address of the property and the specific amount due.

How SoShiny helps with Enforcement of liens by a homeowners' association

SoShiny calculates per-unit assessments automatically from ownership percentages and tracks payment status against every levy. The unit-level ledger is the audit trail your CPA, attorney, and the board need when an owner disputes a charge.

See the feature → Start free

Frequently asked

What does New York §2010 require?: Before commencing a foreclosure action to enforce a lien for unpaid common charges, assessments, fees, or fines owed to an incorporated HOA, the board must give the owner at least 90 days written notice in 14-point type at the property address and any address of record. The notice must state the intent to file foreclosure, the property address, and the specific amount due.
Who does New York §2010 apply to?: New York §2010 applies to HOA associations in New York.
What happens if our association doesn't comply with §2010?: Non-compliance with this New York statute can expose the association and its officers to private civil suit, and (for offering-plan / sponsor matters under GBS) to enforcement action by the New York Attorney General's Real Estate Finance Bureau. SoShiny's audit trail and documented workflows are designed to demonstrate good-faith compliance.
Where can I read the official text of New York §2010?: The official text is published by the New York State Legislature at nysenate.gov. The summary on this page is for plain-English reference only and is not legal advice.
How does SoShiny help with Enforcement of liens by a homeowners' association?: SoShiny calculates per-unit assessments automatically from ownership percentages and tracks payment status against every levy. The unit-level ledger is the audit trail your CPA, attorney, and the board need when an owner disputes a charge. Learn more →

Not legal advice. This page is a plain-English summary of New York §2010 prepared by SoShiny for board members and managers. For binding legal advice or interpretation, consult a New York-licensed attorney. For the official statutory text, see the link above.

Free newsletter

Stay current on New York association law.

Get the free quick-reference guide plus a heads-up when the statutes that govern your community change.

Don’t run your association on spreadsheets.

Start your community free →