See where the money lands twelve months out.

Build the annual budget line by line, then watch a rolling twelve-month cash forecast that accounts for what your community actually collects rather than what it bills.

Annual budget and twelve-month cash forecast in SoShiny

A board president told us the most frustrating thing about his software was that it could tell him what happened last month but not where he would be in a year. Budgets get built in a spreadsheet, and the spreadsheet does not know what the bank knows.

SoShiny builds the budget where the ledger lives, then projects forward from it.

It assumes some people pay late

The forecast applies a collection rate you set, because a community that bills $60,000 a month and collects 94% of it does not have $60,000. That single adjustment is the difference between a forecast a board can plan against and one that flatters itself.

Seasonal spending is not smeared flat

Some costs land evenly across the year and some do not. Insurance renews once. Pool opening is seasonal. Spreading everything into twelve equal slices produces a forecast that is wrong every month of the year.