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Before a policy lapses

Master policy and every vendor COI, dated. Warned before they lapse.

Every policy, every renewal, every certificate of insurance — with renewal warnings before they expire.

A purpose-built tracker for association insurance: master property, D&O, fidelity, umbrella, plus every vendor certificate of insurance (COI). Renewal dates trigger warnings before lapse.

How it works

Add each policy with insurer, policy number, coverage, premium, and expiration date. Add every vendor's COI the same way. SoShiny warns the board ahead of expiration so nothing lapses.

How real communities use it

Condo: A Florida condo avoided a 30-day gap in D&O coverage because SoShiny warned them 60 days before expiration.

HOA: An HOA caught two uninsured landscape sub-contractors before they started work, avoiding major liability exposure.

Marina: A marina tracks slip-owner boat insurance and storm-damage policies in one place.

Campground: A campground tracks site-improvement contractor COIs to ensure no uninsured work happens on members' lots.

Pairs well with

Documents · Contacts · Work Orders

What you get

Confidence that your community is properly insured — every policy on file

Resale disclosures pulled together in minutes instead of weeks

Vendor accountability — uninsured contractors don't slip through

Statutory and lender-required documentation always available

Renewal warnings prevent lapsed coverage — a major liability risk

Vendor COI tracking protects against uninsured-contractor liability

Premium history supports next-year budget planning

Lender and resale information requests handled in minutes

Guides and terms for this feature

From the blogYour Building's Hurricane Deductible Is $840,000. Here Is Your Share.
From the blogHOA Insurance Basics: Master Policy, HO-6, and D&O, Explained
From the blogMy Safe Florida Home Will Reject Your Condo. Here Is the fix
From the blogThe Wind Mitigation Inspection: How a Florida Board Turns Form 1802 into Insurance Credits

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