Lien for assessments; personal obligation of unit owner; notice and foreclosure; lapse; right to statement of assessments; effect of failure to furnish statement
- Statute:
- Georgia §44-3-109 · Article GCA (Georgia Condominium Act (O.C.G.A. §§ 44-3-70 to 44-3-117))
- Topic:
- Assessments · Lien and foreclosure
- Applies to:
- Condo associations
Lawful assessments, fines, and reasonable owner-requested charges are the unit owner's personal obligation and a lien from the moment they fall due — recording the declaration is notice, no separate claim of lien required. Foreclosure needs 30 days' certified-mail or statutory-overnight notice and a lien of at least $2,000; the lien lapses four years after the assessment first came due; a payoff statement is due in five days or the lien is cut off as to that buyer or lender. SB 406 did not change this condominium section — the 2027 foreclosure overhaul is the Property Owners' Association Act only.
📄 Read the official text at legis.ga.gov →
How SoShiny helps with Lien for assessments; personal obligation of unit owner; notice and foreclosure; lapse; right to statement of assessments; effect of failure to furnish statement
SoShiny is built around the Florida statutes from day one. The features that help you comply with this section are part of every plan — no add-ons, no per-document fees.
See the feature → Start freeFrequently asked
- What does Georgia §44-3-109 require?
- Lawful assessments, fines, and reasonable owner-requested charges are the unit owner's personal obligation and a lien from the moment they fall due — recording the declaration is notice, no separate claim of lien required. Foreclosure needs 30 days' certified-mail or statutory-overnight notice and a lien of at least $2,000; the lien lapses four years after the assessment first came due; a payoff statement is due in five days or the lien is cut off as to that buyer or lender. SB 406 did not change this condominium section — the 2027 foreclosure overhaul is the Property Owners' Association Act only.
- Who does Georgia §44-3-109 apply to?
- Georgia §44-3-109 applies to Condo associations in Georgia.
- What happens if our condo doesn't comply with §44-3-109?
- Non-compliance can expose the association and individual directors to disputes in the governing forum for Georgia community associations. SoShiny's audit trail and documented workflows are designed to demonstrate good-faith compliance.
- Where can I read the official text of Georgia §44-3-109?
- The official text is published by the Georgia General Assembly at legis.ga.gov. The summary on this page is for plain-English reference only and is not legal advice.
- How does SoShiny help with Lien for assessments; personal obligation of unit owner; notice and foreclosure; lapse; right to statement of assessments; effect of failure to furnish statement?
- SoShiny is built around the Florida statutes from day one. The features that help you comply with this section are part of every plan — no add-ons, no per-document fees. Learn more →
Not legal advice. This page is a plain-English summary of Georgia §44-3-109 prepared by SoShiny for board members and managers. For binding legal advice or interpretation, consult a Georgia-licensed attorney. For the official statutory text, see the link above.
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