Insurance coverage
- Statute:
- Georgia §44-3-107 · Article GCA (Georgia Condominium Act (O.C.G.A. §§ 44-3-70 to 44-3-117))
- Topic:
- Insurance · Master policy
- Applies to:
- Condo associations
The association must carry replacement-cost property insurance on the buildings — including common elements, foundations, roofs, exterior walls, windows and doors, each unit's HVAC, sheetrock, and the originally installed finishes and appliances this section lists — plus the liability and other coverages the section requires. The association policy is the condominium's master coverage.
📄 Read the official text at legis.ga.gov →
How SoShiny helps with Insurance coverage
SoShiny is built around the Florida statutes from day one. The features that help you comply with this section are part of every plan — no add-ons, no per-document fees.
See the feature → Start freeFrequently asked
- What does Georgia §44-3-107 require?
- The association must carry replacement-cost property insurance on the buildings — including common elements, foundations, roofs, exterior walls, windows and doors, each unit's HVAC, sheetrock, and the originally installed finishes and appliances this section lists — plus the liability and other coverages the section requires. The association policy is the condominium's master coverage.
- Who does Georgia §44-3-107 apply to?
- Georgia §44-3-107 applies to Condo associations in Georgia.
- What happens if our condo doesn't comply with §44-3-107?
- Non-compliance can expose the association and individual directors to disputes in the governing forum for Georgia community associations. SoShiny's audit trail and documented workflows are designed to demonstrate good-faith compliance.
- Where can I read the official text of Georgia §44-3-107?
- The official text is published by the Georgia General Assembly at legis.ga.gov. The summary on this page is for plain-English reference only and is not legal advice.
- How does SoShiny help with Insurance coverage?
- SoShiny is built around the Florida statutes from day one. The features that help you comply with this section are part of every plan — no add-ons, no per-document fees. Learn more →
Not legal advice. This page is a plain-English summary of Georgia §44-3-107 prepared by SoShiny for board members and managers. For binding legal advice or interpretation, consult a Georgia-licensed attorney. For the official statutory text, see the link above.
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