Georgia · Article SB406
Property Owners' Bill of Rights (SB 406 / O.C.G.A. Title 43 Ch. 17A) — Plain-English Summary
Official title: Georgia Property Owners' Bill of Rights Act (SB 406). Translated into plain English for board members and homeowners.
The Act
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§1
SB 406 (Act 715), signed 12 May 2026, is the Georgia Property Owners' Bill of Rights Act: it adds O.C.G.A. Title 43 Chapter 17A and amends the Property Owner…
Registration
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§43-17A-1
Defines owners' association (a nongovernmental association of residential owners in a covenanted area — including condominiums and Property Owners' Associati…
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§43-17A-2
Effective 1 January 2027, no one may operate an owners' association in Georgia unless it is registered under this chapter — an unregistered or SOS-opted-out …
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§43-17A-3
Effective 1 January 2027, the Secretary of State may deny, suspend, or revoke a registration; limit the fines or fees an association may collect; or bar an o…
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§43-17A-9
The Secretary of State shall adopt the policies, rules, regulations, and procedures needed to implement Chapter 17A. The SOS FAQ (fetched 23 August 2026) say…
Hearings and complaints
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§43-17A-4
Effective 1 January 2027, after a §43-17A-3 order the SOS must send a notice of opportunity for hearing. The association has 10 days after receipt to request…
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§43-17A-5
Effective 1 January 2027, a person living in an owners' development who claims damage from the association's action or inaction may file a written complaint …
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§43-17A-6
Effective 1 January 2027, an order from a §43-17A-4 hearing or a §43-17A-5 hearing-officer decision may be appealed within 20 days by a signed petition for d…
Owner rights and payments
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§43-17A-7
Effective 1 January 2027, owners have the statutory rights this section lists: inspect and copy association records, including three years of finalized balan…
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§43-17A-8
Effective 1 January 2027, every owner payment must be applied in this order: regular assessments (dues) until current, then special assessments, then specifi…
Frequently asked about Article SB406
- What is Georgia Article SB406?
- Georgia Article SB406 — the Property Owners' Bill of Rights (SB 406 / O.C.G.A. Title 43 Ch. 17A) — is the body of law that governs how every Georgia association is structured, operated, and held accountable. It covers governance, voting, records, assessments, fining, and most of the day-to-day legal questions a board will face.
- How many sections are in Article SB406?
- Article SB406 contains 10 sections in this reference. Each is summarized in plain English on its own page, with links to the official text at legis.ga.gov.
- Is the summary on this site legal advice?
- No. These pages are plain-English summaries prepared by SoShiny for board members and managers. For binding legal advice or interpretation of how a section applies to your specific situation, consult a Georgia-licensed attorney.
- How often does Georgia Article SB406 change?
- The Georgia General Assembly can amend any chapter in any session. We update these summaries when we re-import the official text — see the 'Last updated' date on each section page.
- Does SoShiny enforce Article SB406 for me?
- No software 'enforces' a statute — but SoShiny is built around it. Voting, meeting minutes, records access, fining workflow, and audit trails are designed to meet this body of law's requirements out of the box, so the board can demonstrate good-faith compliance if challenged.
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