Common Interest Community Association Act (765 ILCS 160) — Plain-English Summary
Every section of this body of law translated into plain English for Illinois board members and homeowners.
The Act
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§1-1
This Article may be cited as the Common Interest Community Association Act. It is the statute for Illinois HOAs, townhomes, and similar non-condo communities…
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§1-10
Unless the Act says otherwise, it applies to every common interest community association in Illinois. Small-association opt-outs and partial exemptions are i…
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§1-15
Defined terms mean what §1-5 says unless the context requires otherwise. Every association must define 'member' and its relationship to the units in its comm…
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§1-20
No amendment of the declaration, bylaws, or operating agreement is valid until it is set out in an amendment and recorded. It is effective on recordation unl…
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§1-25
A board election from among the members must be held at least once every 24 months. Board members serve without compensation unless the instruments say other…
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§1-30
The board meets at least 4 times a year. A contract with a current board member, or with an entity in which the member or immediate family has a 25 percent i…
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§1-35
Lease terms are deemed to include the Act, the instruments, and the rules. After this Act took effect, the owner must deliver a copy of a new lease (or a mem…
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§1-40
Member-meeting notice: not less than 10 nor more than 30 days, with time, place, and purpose, by a prescribed delivery method. Membership quorum defaults to …
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§1-45
Each member gets the proposed annual budget at least 30 days and not more than 60 days before the board adopts it, with reserves, capital work, and real-esta…
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§1-47
An assignment of a developer's interest is not effective until it is in writing and recorded.
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§1-5
Defines common interest community, association, board, unit, common areas, common expenses, community instruments, and acceptable technological means. A comm…
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§1-50
Until the first owner-elected board is in place, the developer administers the property. This section sets the turnover election and what must be handed over.
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§1-55
An association with 30 or more units must obtain and maintain fidelity insurance covering persons who control or disburse association funds, in an amount cov…
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§1-60
The board may correct errors, omissions, and inconsistencies in the community instruments on the terms this section sets, without a full owner-amendment vote…
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§1-65
A management company holding reserve funds must keep a separate account for each association, unless the contract and the instruments expressly allow a diffe…
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§1-70
An association may not prohibit display of the American flag or a military flag. Reasonable rules on placement, size, and manner are allowed.
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§1-71
The same seasonal heating and cooling standards that §18.11 of the Condominium Property Act imposes on building-wide systems, applied to common interest comm…
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§1-73
An association may not define or treat a marked law-enforcement or firefighter vehicle assigned to an officer or firefighter who lives there as a banned comm…
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§1-75
An association organized under the General Not For Profit Corporation Act that has 10 units or fewer, or annual budgeted assessments of $100,000 or less, is …
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§1-80
A common interest community association had to be in full compliance with this Act no later than 1 January 2012.
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§1-85
Notices, signatures, votes, consents, and approvals may be done by acceptable technological means if a record is kept. A person who does not authorize electr…
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§1-90
Every common interest community association, except those exempt from this Act under §1-75, must comply with the Ombudsperson Act (765 ILCS 615). That sectio…
Frequently asked about Act CICAA
- What is Illinois Act CICAA?
- Illinois Act CICAA — the Common Interest Community Association Act (765 ILCS 160) — is the body of law that governs how every Illinois HOA is structured, operated, and held accountable. It covers governance, voting, records, assessments, fining, and most of the day-to-day legal questions a board will face.
- How many sections are in Act CICAA?
- Act CICAA contains 22 sections in this reference. Each is summarized in plain English on its own page, with links to the official text at ilga.gov.
- Is the summary on this site legal advice?
- No. These pages are plain-English summaries prepared by SoShiny for board members and managers. For binding legal advice or interpretation of how a section applies to your specific situation, consult a Illinois-licensed attorney.
- How often does Illinois Act CICAA change?
- The Illinois General Assembly can amend any chapter in any session. We update these summaries when we re-import the official text — see the 'Last updated' date on each section page.
- Does SoShiny enforce Act CICAA for me?
- No software 'enforces' a statute — but SoShiny is built around it. Voting, meeting minutes, records access, fining workflow, and audit trails are designed to meet this body of law's requirements out of the box, so the board can demonstrate good-faith compliance if challenged.
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